1234 Mill Creek Circle Saint Cloud, MN 56303

$400,000
Coming Soon
estimated monthly payment
5 Beds  |  4 Baths  |  3,432 Sq Ft  |  Single Family  |  MLS # 7040933
Open House(s)
Sat, Aug. 1 10:00am to 12:00pm
  • Beautiful curb appeal welcomes you home
    Beautiful curb appeal welcomes you home
  • Private wooded backyard offers peaceful views and frequent wildlife sightings
    Private wooded backyard offers peaceful views and frequent wildlife sightings
  • Well-maintained landscaping creates a warm first impression
    Well-maintained landscaping creates a warm first impression
  • Welcome Home!
    Welcome Home!
  • Maintenance-free deck, stamped patio, and screened gazebo create exceptional outdoor living spaces
    Maintenance-free deck, stamped patio, and screened gazebo create exceptional outdoor living spaces
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  6
  • Enjoy morning coffee or evening sunsets on the maintenance-free deck
    Enjoy morning coffee or evening sunsets on the maintenance-free deck
  • Relax bug-free in the screened cedar gazebo with charming solar lighting
    Relax bug-free in the screened cedar gazebo with charming solar lighting
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  9
  • Mature trees provide seasonal privacy and a picturesque setting
    Mature trees provide seasonal privacy and a picturesque setting
  • Stamped concrete patio extends your outdoor living space
    Stamped concrete patio extends your outdoor living space
  • A bright, welcoming entry sets the tone for the rest of the home
    A bright, welcoming entry sets the tone for the rest of the home
  • Step inside to an inviting floor plan filled with natural light
    Step inside to an inviting floor plan filled with natural light
  • Large windows fill the home with natural light.
    Large windows fill the home with natural light.
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  • Flexible dining space for holidays, celebrations, or everyday use
    Flexible dining space for holidays, celebrations, or everyday use
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  17
  • Updated kitchen featuring granite countertops, painted cabinetry, tile backsplash, and built-in wine rack
    Updated kitchen featuring granite countertops, painted cabinetry, tile backsplash, and built-in wine rack
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  19
  • Thoughtful updates provide timeless style and functionality
    Thoughtful updates provide timeless style and functionality
  • Indoor and outdoor entertaining flow seamlessly together
    Indoor and outdoor entertaining flow seamlessly together
  • Enjoy easy access to the deck and backyard from the dining area
    Enjoy easy access to the deck and backyard from the dining area
  • Designed for both everyday meals and effortless entertaining
    Designed for both everyday meals and effortless entertaining
  • The perfect spot for movie nights, game days, or gathering with friends
    The perfect spot for movie nights, game days, or gathering with friends
  • Comfortable gathering space with beautiful views of the backyard
    Comfortable gathering space with beautiful views of the backyard
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  27
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  28
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  29
  • Comfortable bedrooms with generous natural light
    Comfortable bedrooms with generous natural light
  • Four bedrooms on one level provide excellent flexibility
    Four bedrooms on one level provide excellent flexibility
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  • Beautifully remodeled upper-level bathroom
    Beautifully remodeled upper-level bathroom
  • Spacious primary retreat with abundant natural light
    Spacious primary retreat with abundant natural light
  • Private ensuite featuring a soaking tub, separate shower, and walk-in closet
    Private ensuite featuring a soaking tub, separate shower, and walk-in closet
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  36
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  37
  • A warm and inviting space for everyday living and entertaining
    A warm and inviting space for everyday living and entertaining
  • Cozy up around the fireplace on cooler Minnesota evenings
    Cozy up around the fireplace on cooler Minnesota evenings
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  • A dedicated workspace offers flexibility for today's lifestyle
    A dedicated workspace offers flexibility for today's lifestyle
  • Convenient lower-level kitchenette adds flexibility for entertaining
    Convenient lower-level kitchenette adds flexibility for entertaining
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  43
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  44
  • An additional flex room adapt to your needs, whether fitness, hobbies, crafts, or storage.
    An additional flex room adapt to your needs, whether fitness, hobbies, crafts, or storage.
  • Ideal guest bedroom with nearby 3/4 bath
    Ideal guest bedroom with nearby 3/4 bath
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  48
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  49
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  50
  • Spacious 3-car garage offers room for vehicles, storage, and hobbies
    Spacious 3-car garage offers room for vehicles, storage, and hobbies
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  52
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  53
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  54
  • Whitney Park and Sauk River Regional Park are just minutes away
    Whitney Park and Sauk River Regional Park are just minutes away
  • Nearby walking trails, pickleball courts, and neighborhood amenities enhance everyday living
    Nearby walking trails, pickleball courts, and neighborhood amenities enhance everyday living
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  58
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  59
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  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  61
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  62
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  63
  • 1234 Mill Creek Circle, Saint Cloud, MN 56303 Listing Photo  64

About The Listing

Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout.

The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard.

Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms.

The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage.

Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation.

Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.


Listing courtesy of Abby Schannauer, Keller Williams Classic Rlty NW
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Coming Soon
Contingency Type: None
Year Built: 1996
MLS #: 7040933
Bedrooms: 5
Square Feet: 3,432
Bathrooms (Full): 1
Price Per Square Foot: $117
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 2
Garage Spaces: 3
Parking Description: Attached Garage, Concrete, Garage Door Opener
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: Block, Egress Window(s), Finished, Full, Kitchenette, Sump Pump
Foundation Type: Block
Roof Description: Age Over 8 Years, Asphalt
Disability Features: None
Latest Update: 07/27/2026
Listing Agent ID: 502043088
Listing Office: Keller Williams Classic Rlty NW
Listing Office ID: 7231
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Fireplace Features: Amusement Room, Family Room, Gas
Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Number of Fireplaces: 2
Exterior Features: Stone, Vinyl
Fence: Invisible
Lot Dimensions: 121x164x80x174
Lot Size: 0.4 Acres
Pool Description: Shared
Lot Features: Tree Coverage - Medium
School District: St. Cloud
Tax Year: 2026
HOA: Mill Creek HOA
Estimated Taxes: $5,682
HOA Fee: 600.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Shared Amenities
HOA Requirment: 1
City: Saint Cloud
Zip: 56303
County: Stearns
Subdivision: Mill Creek
State: MN

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Listing last updated: 07/27/26

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